It has been a week since the very first Kaia Next Builders Demo Day 
If you do not have time to watch the full replay, here are the highlights 
Kaia Next Builders is a three month post hackathon track that runs through 31 Jan 2026. The goal is simple: help winners and finalists keep shipping, get real users on mainnet and connect them to infra, liquidity, partners and investors.
ZKaia
Privacy focused financial stack for Kaia, built on their existing โPineappleโ ZK system and being brought natively to the Kaia network. ZK wallet for private transfers, real time proof of reserves, MPC key management and ZK passkeys, based on the same stack used in Koreaโs first blockchain voting platform and a transfer system adopted by the Central Bank of Korea. Live on testnet now and targeting Kaia mainnet in the next few months.
Zenie
One click gateway from Korean won to USDT using bank transfer receipts and privacy preserving web proofs of the receipt, already live as an on ramp on Kaia.
Senja
Permissionless stablecoin lending and borrowing that lets you bring collateral from multiple chains via LayerZero and borrow Kaia native stablecoins. The roadmap moves from whitelist and Kairos testnet preparation to going live on Kairos testnet with community incentive programs, followed by smart contract audits and then opening developer integrations on Kaia, plus integration with IDRX, an Indonesian rupiah stablecoin already live on Kaia mainnet.
ReKaUSD
USDT restaking for Kaia. Deposit USDT on Kaia, mint yield bearing rkUSDT and have it bridged to yield strategies on other networks like Ethereum, using partners such as Athena, Pendle and BitFi, with a target APR around 8 to 10 percent. The goal is to be an anchor yield source that brings stablecoin inflows into Kaia and boosts TVL, DEX volume and lending across the ecosystem.
NoLoss Protocol
Prediction markets where you never lose your principal. User stakes are deployed into trusted yield protocols on Kaia, winners get their principal plus pooled yield, and losers get 100 percent of their stake back, guaranteed in smart contracts. Already running as a Kaia testnet prototype with LINE mini app integration and aiming at the Line Next user base.
Lucky Savings
Lucky Saving is a no loss savings layer for Kaia, offering daily and jackpot lotteries that are funded only from yield on user deposits, with prizes split between a daily draw and a 10,000 KAIA jackpot. The team is also building a no loss meme coin launchpad that channels yield into a bonding curve and then sends the resulting liquidity into DragonSwap when a coin graduates. The lottery is already live on Kaia mainnet with growing deposits and claimed prizes, while the meme coin launchpad is still in development.
KiloLend
KiloLend is a lending and borrowing app on Kaia wrapped with an AI assistant. Users can supply multiple tokens, earn yield and chat with the AI to check market data and get portfolio guidance, with a roadmap toward an autopilot mode that can execute token swaps on DEXs through their DeFi plugin. Kilopoints reward early users who help grow TVL.
KaiaPay
KaiaPay lets you send stablecoins as easily as sending a text message, without making the receiver install a wallet or learn seed phrases, they just get a claim link. The team has already grown a similar link based experience on another chain to over 750k users and around 100k weekly active users, and now wants to bridge that audience and their liquidity into the Kaia ecosystem.
